Financial crime analyst (aml-ft)

Practical information :


📍 Location : Sophia-Antipolis or Paris or Remote

📋 Type of contract: CDI

💰 Remuneration: from €37,000 to €43,000 gross per year

💻 Mode of work : Hybrid

🎓 Language : FR, EN


About VANCELIAN:

VANCELIAN is the app that is radically transforming the world of savings by skillfully merging the reliability of traditional finance with the disruptive innovation of blockchain.


Working at VANCELIAN means :

❤️ Proximity & Good atmosphere between colleagues in a human-sized company.

📱Joining a group of experts at the cutting edge of Innovation & new Technologies (Blockchain, AI, Agile Product, etc)

🤸Flexibilité at work (working hours and teleworking)

🏠Magnificent premises in Sophia Antipolis with our partner Coloft

📚Develop your skills via weekly conferences by Employees for Employees, our corporate library & by integrating the various online monitoring channels (Lean/Agile/Product, Blockchain, Market, Linkedin, etc)

🏆Access to various extra-pro activities with your colleagues (Football, Climbing, Tennis, Trail, etc) and if you can't find your favourite activity, get the ball rolling!

🎁 And lots of other benefits! (Swile restaurant card, PayFit France payroll and HR management)


The position offered :

Mission 1 - KYC (“Know Your Client”) responsabilities

* Conduct thorough Customer Due Diligence (CDD) during onboarding and periodic reviews to ensure compliance with regulatory requirements.
* Collect, review, and verify client documentation, ensuring accuracy and completeness for KYC processes in coordination with the Customer Support Team and External KYC Service Providers.
* Analyze client information to identify potential risks, including politically exposed persons (PEPs), sanctions, and adverse media.
* Maintain up-to-date and detailed KYC profiles for clients, ensuring all information is accurately documented and accessible for internal and external audits.
* Communicate with internal teams and/or external customers to resolve any discrepancies or obtain additional information required for CDD.
* Identify and assess the risk levels of clients, providing recommendations based on findings.

Mission 2 - Transaction monitoring and alerts

* Monitor and investigate alerts generated by the transaction monitoring system to detect unusual or suspicious activity related to money laundering, fraud, or terrorism financing.
* Conduct detailed investigations into flagged transactions, identifying potential red flags, patterns, and anomalies.
* Ensure timely and accurate escalation of suspicious activity reports (SARs) to the Money Laundering Reporting Officer (MLRO).
* Classify and provide a rationale for the outcome of alerts (e.g., escalation, closure, further monitoring), ensuring that each decision is clearly justified.
* Collaborate with various teams to resolve alerts and ensure appropriate follow-up actions are taken.

Mission 3 - Continuous improvement of control processes

* Contribute to the enhancement and optimization of transaction monitoring systems and KYC processes to boost efficiency and improve risk detection capabilities.
* Provide feedback and insights to refine risk management strategies and strengthen the organization’s AML controls.
* Participate in the continuous review and updating of processes and procedures, including involvement in testing new processes and tools.


This job is for you if :

Knowledge

* Diplome or experience (at least 1 year) in Finance, Business Administration, Economics, Law or related field
* Strong understanding of AML / CTF requirements and financial crime risks associated
* Relevant AML experience, preferably in Fintech or an investment firm (min. 1 year)
* Experience of AML / KYC / Due Diligence processes and systems
* Experience with AML monitoring and screening
* Good level english level

Hard Skills

* Ability to work collaboratively within a complex organization, across multiple cultures, geographies and disciplin
* Highly developed skills in problem identification, research and analysis
* Ability to solve problems independently
* Strong analytical and research skills
* Attention to details
* Exceptional organizational skills
* Strong written and verbal communication skills

Soft Skills

* Communication / Excellent interpersonal skills
* Good organizational skills
* Reactivity
* Strategist
* Adaptability
* Creativity / Curiosity
* Ability to negotiate
* Entrepreneurial mindset
* Autonomous, able to take initiatives


How do I join the team?

* a 1st HR meeting to check that your profile matches the vacancy.
* a 2nd meeting with a Manager + one (or more) Experts to see if it's a good fit for the team & to assess your expertise.