Credit analyst - m/f/d

Responsibilities
As a Credit Analyst you will be based in Poland but people who will become your closest business partners are in Germany. Their day-to-day job consists of preparing credit applications for corporate clients and so will yours, as you will be assigned a portfolio of clients to contribute to the team’s goals. This opportunity will enable you to use English (or German if you feel comfortable with it) on daily basis and provide you with new level of professional challenges.

Your future scope of responsibility will cover:
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Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) for large international companies from different sectors and different regions (Western and Central Europe, Africa) in compliance with guidelines, procedures and timelines

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Writing a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount)

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Checking the compliance of the credit request with the existing company policies

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Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)

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Issuing an autonomous credit opinion and giving a relevant recommendation

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Launching credit applications in company electronic tool for signatures and collecting the appropriate sign-offs

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Assigning obligor ratings and uploading it in company tool

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Monitoring of assigned credit portfolio

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Cooperating with both Warsaw and Paris teams, participating in regular operational review calls and reporting